What is

Business / Commercial Insurance

As a business owner, you understand the importance of your business. Research shows that proud business owners rank their love of their business right below love for their spouse and children. So it makes sense that they should put the same effort into protecting their business as they do loved ones.

The purpose of business/commercial insurance is to protect you from multiple liabilities especially theft, lawsuit, and customer injury. Business/Commercial Insurance options are broad and require proper consultation, because every business has different needs. Some of the common coverages under Business insurance are

 

  • Surety Bonds protection
  • Business Income protection
  • Business Owner’s Policy
  • Commercial General Liability
  • Commercial Auto coverage
  • Commercial crime coverage
  • Commercial package policy
  • Employment liability protection
  • Professional Liability ( Errors & Omissions )
  • Workers Compensation

We focus on many business coverages. Here is a list of coverages important for business owners, however, there might be some exclusions. Please reach out to us for more details.

We are not limited to these options. These are some of the examples:-

 

  • Home Inspectors
  • Manufacturers
  • Products Liability
  • Wholesalers /· Distributors
  • Building under renovation
  • Builder’s Risk
  • Vacant buildings
  • Delicatessens/Grocery stores
  • Pizzerias
  • Restaurants
  • Bar/Taverns
  • Tanning Salons
  • Spas
  • Home Health Aid
  • Day Care centers-  Markel
  • Variety stores
  • Parking lots
  • Auto Repair shops/body shops
  • Apartment buildings
  • Mixed Use Buildings
  • Supermarkets
  • Jewelry Store
  • Convenience stores
  • Gas Station

Insurance Quote

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Insurance Type:

Surety Bond

surety bond or surety is a promise by a surety or guarantor to pay one party (the obligee) a certain amount if a second party (the principal) fails to meet some obligation, such as fulfilling the terms of a contract. The surety bond protects the obligee against losses resulting from the principal’s failure to meet the obligation.